Health Insurance for Foreigners in the Czech Republic – Practical Information
Many people traveling to the Czech Republic either as long-term tourists, students or as employees underestimate the necessity of health insurance for foreigners. However, it is very important for several reasons.
Firstly health insurance for foreigners will help you a lot in emergency situations and save a lot of money for health care in the Czech Republic. Also according to the Law concerning Residence of Foreigners on the territory of Czech Republic, every foreigner who is staying in the Czech Republic and has over 90 days visa as well as permission for a long-term stay, is obliged to have a comprehensive medical insurance, which was issued only by Czech insurance company.
Buy your health insurance for foreigners online
Livingin.cz offers foreigners living or traveling to the Czech Republic wide range of Czech insurance companies who are providing this comprehensive medical insurance. You can directly buy online your insurance by clicking here.
As we already mentioned health insurance for foreigner is practical and obligatory. Without your health insurance, your treatment in the Czech Republic will cost you much more. On website of the Ministry of Interior of the Czech Republic you can also find an overview of states and categories of citizens who are or could be exempt from the requirement to submit a proof of travel medical insurance, as relates from international agreements. Click for more information here.
Non-EU countries, as called foreigners coming from third countries, long-term residents and students have to get health insurance by law as mandatory. Also,taking an health insurance is mandatory for all foreigners who apply for Czech visa.Find more general information about visa on website of Ministry of Foreign Affairs of the Czech Republic here.
Health insurance for foreigners from UNIQA
UNIQA is one of the Czech insurance companies which is providing obligatory health insurance for foreigners. Health insurance for foreigners from UNIQA covers the health care costs of foreigners in the Czech Republic and the Schengen Area. You can choose from two basic types of insurance:
- Comprehensive health care of foreigners
- Necessary and immediate care of foreigners
Comprehensive health care of foreigners
This insurance covers the most comprehensive health care like the public health insurance. It is recommended for stays exceeding 3 months. This type of insurance is especially convenient for long-term and extended visas, because the minimum insurance term is 3 months. This is, for example a case of Erasmus students who are not EU citizens. Comprehensive health care of foreigners also meets the requirements of Act No. 326/1999 Coll. and policy is valid within Schengen as well (outside of the Czech Republic, within the scope of necessary and immediate care). It includes emergency and rescue services, transportation to the hospital, diagnosis and treatment, and necessary and urgent health procedures. You can select a sum insured of up to 60 000 EUR for each insured event.
Necessary and immediate care of foreigners
The insurance covers necessary and immediate care, and it is recommended for a foreigner’s short-term stay in the Czech Republic. It means necessary treatment and hospitalization which you should not postponed at all health care facilities in the Czech Republic. Along with that, this insurance is recommended for individuals who do not fall under the public health system and plan only short-term stay in the Czech Republic. This insurance also meets the requirements of Act No. 326/1999 Coll. and the policy is valid within Schengen as well.
Introduction of UNIQA insurance company
UNIQA insurance company is based on Vienna – Austria and it has been in the Czech market since 1993 and it’s one of the leading insurance companies here in Czech Republic. They manage around 760,000 insurance contracts in our portfolio. UNIQA insurance company is the biggest private insurance company in the Czech Republic offering travel and health insurance to foreigners. You receive nonstop assistance, care, and top quality products. The UNIQA group provides services in 19 countries in Europe for 10.5 million customers. The tradition of UNIQA insurance is over 200 years old. UNIQA is a holding company which was awarded many times by superbrands business, insurance of the year, insurance innovator.
If you have further question about UNIQA and insurance for foreigners, check your FAQ section.